National Flood Insurance Program (NFIP) policies can be purchased through thousands of insurance agents nationwide. The agent who helps you with your homeowners or renters insurance may also be able to help you with purchasing flood insurance. Alternatively, you can search the database provided by the NFIP
Insurance Provider to identify a qualified professional to help with your needs.
The NFIP Summary of Coverage was prepared to help you understand your flood insurance policy. It provides general information about deductibles, flood insurance policy coverage, and how items are valued at time of loss.
FEMA’s Flood Insurance Fact Sheet warns that most homeowners’ insurance policies do not cover floods; only flood insurance reimburses homeowners for flood damage to property. Additional details and resources can be found on Floodsmart.gov.